A message from Kelly

The willow tree symbolizes protection to many people. The supple branches of a willow tree provide an umbrella of protection, pliable branches withstand extreme weather, while its root system spreads out to the community providing strength. Protection is important to everything important in your life: your business, your family, your retirement, your legacy.
A large willow tree provided shade in my grandparents’ front yard where it had stood since my mother was a child. Summers in the mid-west can be brutally humid. Under this tree, I would find shelter from the heat and wind giving me a quiet place to read, study and play. It was like an outdoor playroom! It allowed private space with the comfort of knowing my family was close-by inside the house.
Making long-term financial decisions can be stressful knowing what twists and turns are coming our way. At Willowtree Financial & Insurance Services, we believe strength is found in flexibility.
Preparing for the unexpected is a cornerstone of our practice. Chronic illness impacted our family in the forms of cancer, addiction, Alzheimer’s, and Parkinson’s Disease. My family has seen first had the emotional, and spiritual toll an extended health care event can have on a family and family business. We cannot emotionally prepare for some events that come our way. But we can prepare financially and lay down roots to weather difficult storms.
It is possible to provide protection for your family while growing your business, preparing for retirement, and leaving a legacy. The key is preparing for flexibility and establishing a solid foundation.
Who We Serve
As an Agent of New York Life, I have exclusive access to the Advanced Planning Group - a premier planning team at New York Life Insurance Company with experience in law, accounting, insurance and business planning. My access to these resources allows me to bring experience, value and insight to assist you with your business and estate planning needs.A look into our practice
Our process: Establish Goals & Gather Data. Recommend & Implement Solutions. Review, Monitor & Adjust
First, we will have a relaxed conversation about where you are now, and where you would like to be. We will gather basic data, get to know one another, identify, and select goals.
Next, our team will present you with recommendations and alternative solutions and help you decide which to implement. This is the part of the process where change occurs, and your goals come alive!
We know things change. Strategies be flexible to withstand changes in the markets, tax changes, business opportunities or family dynamics. Together, we will review your accounts regularly to make sure your goals stay on course.
About Us
Kelly Grant is proud to be an agent for New York Life Insurance Company. New York Life and its wholly owned subsidiaries provide life insurance, fixed annuities, and long-term care insurance. A mutual insurance company, New York Life holds the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody's Investor Service (Aaa), and Standard & Poor's (AA+). (Source: Third-Party Ratings Reports as of 10/15/20.)
Kelly holds a Retirement Income Certified Professional designation (RICP®) from The American College and is a member of the Million Dollar Round Table, the premier association for financial professionals which is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.
She is involved with various local and national charities and enjoys reading and hiking. Kelly lives in Santa Rosa with her husband Paul and their pets.
To learn more about Kelly personally and professionally, please visit her social media pages by clicking on the links below.
Case Studies
Ready to connect? Lets' set up a time to discuss your goals.
Schedule ConsultationResources
Articles
Educate yourself on a variety of financial topics.
Calculators
A host of financial tools to assist you.
Tax Library
A collection of resources to help you manage your taxes as well as prepare for the upcoming tax season.
Newsletters
Timely newsletters to help you stay current.
Glossary
Financial terms from A to Z.
Videos
These engaging, short animations focus on a variety of financial topics and illustrate key financial concepts.